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There are many components in planning for retirement and senior living. There are financial aspects to analyze, living arrangements to consider, and home and health care services to examine. We talked to a variety of specialists on the North Shore to see what makes their services a natural fit.

Grace House of Windham offers a unique approach to long-term care. This small 17-bed assisted living home offers an intimate home setting with quality care. The home-like environment brings warmth and intimacy to the residents and their families. It is also a safe place for those who are memory impaired. Grace House offers placement for individuals who require more assistance than the average assisted living home. The staff-to-resident ratio is high and thus offers more assistance to each individual. The highly trained and committed team of professionals shares a common philosophy in caring for the residents; respect and compassion towards each resident is always a priority.  “Grace House is a new approach to long-term care. We are the caregivers; let our family take care of your family.” – Susan Pike, Owner/Administrator

VNA of Middlesex-East & Visiting Nurse Hospice provides home health and hospice care in 36 Greater Boston communities to over 3,500 patients a year. It delivers a full range of home health services to speed recovery after illness and help manage chronic disease. Services include skilled nursing, home health aides, social work, physical therapy, occupational therapy, speech therapy, and nutritional education. Home health goals are focused on helping patients maintain independence and prevent unnecessary re-hospitalizations. There is also hospice for those with a life-limiting illness that no longer responds to curative treatment. The goal of hospice care is to improve quality of life with palliative symptom control and pain management. “VNA of Middlesex-East is proud of a highly competent staff that delivers excellent care with compassion and respect.” – Merry Beth Rucker, CEO

Ameriprise Financial can help you plan for your retirement and achieve your financial goals through personal financial planning and advice. Over the years, it’s helped millions of people invest and save billions of dollars for what’s important to them. Ameriprise professionals offer a broad range of financial products and services. The Curtin and Associates franchise of Ameriprise consists of a team of three CFP® advisors and two client services specialists with a combined total of 60 years of experience in finance. They have a large concentration of clients living and working in and around the North Shore and are ready to help you, too. “Our practice approach is unique because we truly care about the outcome of every financial plan that we build with our clients. We realize the role we play has an awesome responsibility with it, and we take this role very seriously and treat each client as if they were family.” – John D. Curtin, Private Wealth Advisor and Franchise Owner

Spectrum Adult Day Health Program provides a specialized and supportive environment for people with Alzheimer’s disease and related memory disorders. This cost-effective option can enable those with Alzheimer’s disease or other types of memory loss to maintain independence and remain in their own homes. Spectrum also gives families well-deserved respite and peace of mind that their loved ones are in a safe and uplifting environment. Spectrum offers a 1:4 staff to client ratio, medical monitoring and medication administration, and failure-free activities that promote positive feelings and strong self-esteem. Spectrum promotes fun, friendship, and familiarity and offers enhanced levels of care for those with advanced care needs. “We are the only day program in the region recognized by the Alzheimer’s Association for our commitment to staff training and support.” – Darcey Adams, Director of Community Programs

ABC Home Healthcare is a full-service private home care organization offering 1- to 24-hour-care, as well as a unique live-in program. They are dedicated to providing the most advanced and comprehensive home care services. By working with Medicare providers, community resources, and elder service agencies, they maximize a client’s services in the most economical way. ABC Home Healthcare is not a franchise; they are owned and managed by nurses and geriatric case managers with more than 35 years of home care experience. No two patients are alike; therefore they customize the services for each of their clients and adjust them as their needs change. “All of our clients have access to a nurse 24 hours a day, 365 days a year. It is our goal at ABC Home Healthcare for each client to feel that they are our only client.” – Jeannette Sheehan, MS, RN, CS, Board Certified Family Nurse Practitioner

SeniorCare, Inc. is a regional elder service agency. SeniorCare remains strongly committed to respond to the expressed needs of elder consumers to develop programs. They currently provide a wide variety of services such as home care, care management, home-delivered meals, money management, volunteer transportation, information specialists, options counseling, and caregiver support. From its inception, SeniorCare has been committed to “community first,” and establishes its public and private partnerships with the primary goal of assisting seniors to remain in their homes. SeniorCare is a one-stop portal for elder services. “We’re extremely proud of several recent efforts that bolster our ‘community first’ goals. SeniorCare has implemented a chronic disease self-management program, a fall prevention program, and a care transitions program to help prevent repeat hospitalizations.” – Kay Bierwiler, Executive Director

Southgate is a uniquely planned retirement community, allowing ready access to every service seniors need under one roof. Residents enjoy a wealth of amenities including fine dining, indoor swimming, theater, and candlepin bowling. Convenient services allow them to live the life they always imagined free of house maintenance, housekeeping, and yard work. At Southgate, residents feel secure about their future, knowing there is a full continuum of care on campus that includes independent living, assisted living, rehabilitation, and nursing care with a memory care unit. Established in 1989, Southgate is located in Shrewsbury, MA and is situated on 30 acres of beautifully landscaped grounds with gardens, walkways, and a three-acre park popular for evening band concerts. “Our leadership team is unsurpassed in its ability to provide you with first-class service, quality of attention, and customer satisfaction.” – Chip Emerson, CEO and President 

Providing high-quality care with an exceptionally skilled staff, Home Health VNA seeks to shift a wider range of medical care services from hospital to home. Home Health VNA is also one of the most technologically advanced home health agencies in the state, with a hand-held electronic medical record designed to share patient health information across the agency and with other acute and community-based providers caring for a patient.  Aside from lower costs, home health care delivers a more proactive approach toward improving patient outcomes. Home Health VNA staff is committed to providing the highest quality of care to all their patients every day.  “Home Health VNA offers a full array of programs and services. There is very little we can’t do at home.” – John Albert, President and CEO 

Avalon Andover is a unique opportunity for residents to live in a brand new community with top-notch amenities including a heated pool, great lawn, outdoor social area with fireplace, state-of-the-art fitness center and indoor resident lounge. Avalon’s on-site management team provides maintenance-free living that should be particularly attractive to those looking to leave homeowner chores behind. The individual apartment homes at Avalon Andover feature many thoughtfully designed floor plans without stairs and architecturally designed kitchens and bathrooms with stainless steel appliances, granite countertops, walk-in showers and private balconies. “Avalon Andover’s convenient location, architectural design, amenities, and maintenance-free living make it the ideal community for seniors looking for a brand new apartment home close to their family and friends on the North Shore.” – David O. Gillespie, Development Director

Edgewood Retirement Community is a life care facility for seniors age 62 and older.  It offers all levels of services and amenities from independent living to skilled nursing care in their on-site nursing center. Edgewood provides quality housing, supportive services, and health care while fostering an environment that ensures all residents freedom, dignity, independence, and security during their retirement years. Edgewood’s goal is to enable the residents to live independently for as long as they are comfortable doing so, and the staff encourages residents to continue the activities, friendships, and community life they have enjoyed with assistance provided by the resident service department. When residents can no longer live independently, long-term care is provided. “Edgewood’s commitment to customer service, as well as our spectacular country surroundings, offer seniors a perfect setting to live the way they want and enjoy all the vibrant options offered without the worry of what will happen if they need further care or assistance.” – Nancy Roy, Marketing Director

In order to reach your goal of retirement security, it’s important to determine what you’d like to achieve financially and then map out a strategy. Luckily, you don’t have to do it alone. As a New York Life Insurance Company agent, as well as a Registered Representative of NYLIFE Securities LLCDennis A. Dickinson, Jr. is a trained professional who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives. He provides financial planning solutions for families and business owners that include retirement planning, wealth preservation, estate planning, and insurance planning. “Our office is different from other firms because of our AAA-rated company strength and the process we take our clients through. It is a comprehensive approach that identifies the goals and objectives for the clients and eventually implements the solutions needed to achieve the desired results.” – Dennis A. Dickinson Jr., Financial Services Professional, New York Life/NYLIFE Securities



Grace House of Windham, 23 Mammoth Rd. Windham, NH 03087, (603) 889-1800


Spectrum Adult Day Health Program, 600 Cummings Center, Ste. 176X, Beverly, MA 01915, (978) 921-5020; 1820 Turnpike St., Unit 106, North Andover, MA 01845,  (978) 688-3248


SeniorCare, Inc., 5 Blackburn Center, Gloucester, MA 01930, (978) 281-1750


ABC Home Healthcare Professionals, 233 Albion St., Wakefield, MA 01880, (781) 245-1880

Home Health VNA, Merrimack Valley Hospice, HomeCare, Inc., 360 Merrimack St., Bldg. 9, Lawrence, MA 01843, (800) 933-5593

VNA of Middlesex – East, Visiting Nurse Hospice, Sawtelle Family, Hospice House, 607 North Ave., Ste. 17, Wakefield, MA 01880, (781) 224-3399,

Senior Helpers, 153 Andover St., Danvers, MA 01923, (781) 569-6700


Avalon Andover, 460 River Rd., Andover, MA 01810, (877) 587-4061


Edgewood Retirement Community, 575 Osgood St., North Andover, MA 01845, (978) 725-3300

Nichols Village, One Nichols Way, Groveland, MA 01834, (978) 372-3930

Southgate at Shewsbury, 30 Julio Dr., Shewsbury, MA 01545, (508) 842-8331


Ameriprise Financial, 175 Andover St., Ste. 201, Danvers, MA 01923, (877) 524-5522

NYLIFE Securities LLC, 60 Washington St., Ste. 301, Salem, MA 01970, (978) 745-0011