Thomas T. Riquier, CFP®, CLU, President of The Retirement Financial Center, is a CERTIFIED FINANCIAL PLANNER™ Professional and an Ed Slott Master Elite IRA Advisor Group™ member.
Tom constantly evaluates economic trends in order to recommend appropriate portfolio changes. In September 2008 – the worst economic year since the Depression of 1929-1939 – Tom made the tough recommendation to his clients to liquidate all securities. When he felt the market was nearing the bottom in early March 2009, Tom advised his clients to reenter the market by investing 40% of the portfolio. In June 2009, he followed with the remaining 60%. Tom believes “your financial success is not only determined by how much you make when the markets go up, it is also determined by how much you don’t lose when they go down.”
Tom has 40 years of experience in retirement income planning, finance, insurance, and pre-retirement planning. He understands the unique financial needs of seniors and is well-versed in IRA laws and rulings.
Tom’s financial planning objectives for his clients include:Â increasing investment income, decreasing tax liability, and protecting your money.
The Retirement Financial Center is a comprehensive financial services firm committed to helping our clients improve their long-term financial success. Tom and his team are dedicated to providing the sound guidance, education and expertise required in every phase of financial, tax, and retirement income planning.
Let us help maximize the growth of, and income from, your money so that you can retire or stay retired with confidence. Call 978-777-5000 for a no fee first appointment and a copy of our latest newsletter.
Celebrating 40 Years!
Thomas T. Riquier, CFP®, CLU
President of The Retirement Financial Center
The Retirement Financial Center
10 Liberty Street
Danvers, MA 01923
978-777-5000, ttriquier@unitedplanners.com, www.retirementctr.com